Try out this custom JavaScript verification:
var rows = $('input[name="hid_row_list_[% QuestionName() %]"]').val().split(',');
var columns = $('input[name="hid_col_list_[% QuestionName() %]"]').val().split(',');
rows.forEach(function(row){
var count = 0;
columns.forEach(function(column){
if (SSI_GetValue('[% QuestionName() %]_r' + row + '_c' + column)) {
count++;
}
});
if (count > 1) {
strErrorMessage = 'error message text...';
}
});